Non Conforming Rates available on request

 Existing Borrowers (Further advances are available)

Existing Borrowers (Further advances not available)

GE Custodians Variable                              8.35
GE Custodians Line of Credit                     8.40
GE Custodians Lo Doc – add 0.9%

Linkloan Trustees Variable                           7.80
Linkloan Trustees Line of Credit                  7.85
Linkloan Trustees Lo Doc – add 2.3%

Foundation Custodians Variable                 11.80
Foundation Custodians Asset Lend – add 0.15%

Rates effective from 18 November 2009

The interest rates quoted are subject to change.